SmartTech™

Help your people on essential whitegood purchases and technology

With a quarter of UK adults having less than £100 in savings, having a safety net in place to support your employees through purchases of replacement technology and whitegoods should be an essential part of your EVP. SmartTech™ offers instant access to free financing on thousands of products from Currys at the lowest price, and allows your people to spread the payments across future salary payments with no interest or upfront payments.

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Help employees with unexpected purchases

Help ease the financial burden of unexpected broken washing machines, ovens and fridges with a net salary deduction tech scheme.

Add peace of mind to your EVP

Boost your overall EVP with an innovative benefit that can relieve financial stress for employees and their families.

Save time for HR teams with less administrative burden

Automate approvals and eliminate time spent on processing individual requests and give your team valuable time back.

5,000+ products

Instant collection

Flexible payment dates

Lowest price guarantee

Light administration means less HR hassle

With our tech benefit for employees, there’s no need to process individual requests as employee voucher purchases are pre-approved based on the criteria you’ve set for employee spend and duration of the paycheck period. Plus, Currys will take care of all warranty redemptions, customer service queries or deliveries.

SmartTech™ - people with technology devices and machines

Innovative employee benefits can help attract new employees

Alongside employee benefits programmes like an employee discounts scheme or by itself, a Currys salary sacrifice scheme builds a stronger EVP to stand out from your competition and improve retention with new ways to show your appreciation. Bring a tech salary deduction benefit to your business that helps not just your employees, but their families too.

Featured eBook

Stretching Pay: Tackling NI Increases

Discover how repurposing a 3% pay rise can offset National Insurance increases and unlock more than £500 in savings per employee annually with industry-leading discounts and benefits.

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"SmartTech™ has been a hugely popular addition to our benefits offering, and has given our colleagues a flexible approach to buying their electrical goods. It supports our wellbeing strategy by supporting financial wellbeing, and in just over two months since launch, our colleagues have spent more than £140,000 on the platform."

- Junior People Business Partner at Sofology

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What is SmartTech™?

SmartTech™ allows you to buy the latest technology through your payroll. Whatever the product you purchase, you can pay back the cost over a set period of time (decided by your employer), interest free and with no credit checks required, it's that simple.

Where can employees get their SmartTech™ product?

SmartTech™ is a salary deduction scheme delivered in partnership with Currys. Your people will have access to the largest selection of technology in the UK, from 450 Currys stores, which includes all the top brand products. Alternatively, your employees can purchase online at www.currys.co.uk.

Are employees buying an actual product?

No, they're receiving an Instant eGift Card that you can spend online or in-store at any Currys. This offers the employee total flexibility, just in case something changes in-store and they change their mind.

Who owns the SmartTech™product once purchased?

As this is not a salary sacrifice scheme, the employee will wholly own the product from the moment of purchase.

Can I run a SmartTech™ programme all year round or open it for certain windows throughout the year?

With our salary deduction scheme for tech, you can offer staff the ability to make a purchase in certain time windows throughout the year, or offer access to the scheme at any time.

Do employees have to be age 18 or over to apply?

SmartTech™ allows for you, as the employer, to allow, approve or reject applications of people under the age of 18. Our tech net deduction scheme is very flexible and offers the ability to auto-approve applications of staff aged under 18, reducing the admin of manual approvals and freeing up time for other tasks.

What happens if an employee leaves before the end of their payment period?

If an employee departs their company before the end of their payment period, the outstanding balance will be deducted from their final net pay. If the outstanding amount is more than their final net pay, the employee can contact their employer to arrange a payment plan.